Questions about My Bill

Family Medical Centers strives to make your billing process simple and transparent. If you have any questions or concerns regarding your bill, please review the frequently asked questions below. If you need further assistance, our billing support team is always happy to help.

Frequently Asked Questions

1. How can I view my medical bill?

Paper bills will be mailed to your registered address.

2. What payment methods do you accept?

We accept various payment methods, including credit/debit cards, bank transfers, cash, check, and online payment platforms.

3. How are my payments applied to my account?

Patient payments will be applied to the oldest outstanding balance on the account.

4. Can I set up a payment plan?

Yes! We offer flexible payment plans to help manage your medical expenses. You can enroll in a payment plan by contacting our billing support team at 877-634-7517 or email  .

5. What happens if I miss a payment?

Missing a payment may result in late fees or collection actions. If you’re facing financial difficulties, contact us as soon as possible to discuss available options, including financial assistance programs.

6. What should I do if I think there is an error on my bill?

If you notice discrepancies or unexpected charges, please contact our billing support team Monday – Friday, 7:30 AM – 3:30 PM CT at 877-643-7517 or email .  We’ll review your account and resolve any issues promptly.

7. How do I update my insurance or billing information?

You can update your insurance details, billing address, payment method, by calling your clinic location or contacting our billing support team Monday – Friday, 7:30 AM – 3:30 PM CT at 877-643-7517 or email .

8. What is a "Good Faith Estimate?"

Self-pay patients, as well as those not using insurance, are entitled to receive a Good Faith Estimate detailing the total expected cost of any nonemergency medical services or items. This estimate includes related expenses such as medical tests, prescription medications, equipment, and hospital fees. You have the right to request this estimate in writing from your healthcare provider before scheduling any service or item. For more information or if you have any questions about your right to a Good Faith Estimate, please refer to the details here.

9. How can I request financial assistance?

Cumberland Family Medical Center, Inc. accepts all patients regardless of their insurance or financial status. As a Federally Qualified Health Center, we offer payment options to our patients through our Sliding-Fee Discount Program.  Click here to view our sliding fee scale. This schedule is reviewed and revised annually by CFMC’s Board of Directors.

The Sliding-Fee Scale is used to determine financial assistance “discounts” based on the family or individual’s income and family size.  Sliding-fee discounts are calculated on the Federal Poverty Guidelines.

For a patient to participate in the Sliding-Fee Discount Program, the patient must complete the Sliding-Fee Discount Program application.  Patients should contact the Office Manager at their clinic for more information.

If you have any additional questions or would like to sign up for the program, feel free to contact the Office Manager at your provider’s office or contact our Billing Department at 877-643-7517 between 8:30 AM and 3:30 PM CT, Monday through Friday.

10. What is “balance billing” (sometimes called “surprise billing”)?

“Surprise billing” is an unexpected balance bill. This can happen when you can’t control who is involved in  your care – like when you have an emergency or when you schedule a visit at an in- network facility but are unexpectedly treated by an out-of-network provider. Under law, you are protected from balance billing. You can read more about your rights and protections against surprise medical bills here.

Still Have Questions?

If your question isn’t answered here, our customer support team is available to help Monday - Friday from 7:30 AM - 3:30 PM CT.  You can reach us by:

  • Phone: 877-634-7517
  • Email:  

We appreciate your trust in our healthcare services and are committed to providing a seamless billing experience!

Family Medical Centers receives funding from the U.S. Department of Health and Human Services (HHS) and has Federal Public Health Service (PHS) deemed status for certain health or health-related claims, including medical malpractice claims, for both the Center and its covered individuals (see 42 U.S.C. 254b and 42 U.S.C. 233(g)-(n)). For additional information, please contact